If your business needs real financial workflows, customer accounts, admin control, reporting, and product logic that can support actual operations, SkyFig Technologies can develop the fintech product around that structure.
A fintech app should not stop at clean screens. The product needs working account flows, transfers or collections, transaction records, operational control, and the backend structure that supports real customer and business activity.
If your business needs wallet systems, banking flows, lending products, savings tools, payment collection, remittance support, or internal finance operations, we can scope the fintech product around that workflow.
Build wallet and payment apps for transfers, bill payments, airtime, data purchase, QR payments, POS support, and everyday money movement.
Examples in market: OPay, PalmPay
Customer app + wallet flow + admin dashboard + payment operations
Launch mobile-first banking products with account management, free transfers, savings tools, budgeting support, virtual cards, and everyday banking features.
Examples in market: Kuda, VBank
Customer banking app + admin controls + account and transaction workflows
Build digital lending products for instant loans, salary advances, credit scoring, disbursement, repayment tracking, reminders, and collections.
Examples in market: FairMoney, Carbon
Borrower app + risk or admin dashboard + repayment and loan operations
Create products for automated savings, cooperative contributions, fixed plans, investment tools, portfolio records, and long-term money management.
Examples in market: PiggyVest, Cowrywise, Bamboo
Customer app + savings or investment engine + admin controls
Support agent operations for cash-in, cash-out, merchant payments, POS business workflows, settlement tracking, and branch-style service delivery.
Examples in market: Moniepoint
Agent app + merchant or customer flow + admin and settlement dashboard
Build B2B fintech products for online payment collection, merchant onboarding, developer APIs, settlement logic, and e-commerce payment workflows.
Examples in market: Paystack, Flutterwave
Merchant portal + API layer + settlement logic + operations dashboard
Develop products for international transfers, diaspora remittance, multi-currency support, dollar account workflows, and FX-related payment flows.
Examples in market: diaspora transfer and remittance products
Customer transfer app + compliance workflow + admin and settlement operations
Develop apps and internal systems for microfinance institutions, thrift groups, cooperative societies, deposits, member accounts, repayments, and reporting.
Examples in market: microfinance and cooperative finance operations
Customer app + staff dashboard + internal finance and reporting operations
Scope products around insurtech, SME wealth management, embedded finance, AI-based credit scoring, or regulated digital finance ideas that need custom execution.
Examples in market: insurtech, embedded finance, SME finance tools
Custom product flow + admin tools + business-specific finance operations
We can scope the product around your financial workflow, user roles, operations process, and the exact business model you want to support instead of forcing a generic fintech layout.
We build products around business operations, customer flow, and the admin control that teams need after launch.
We can help you launch with an MVP first, then improve the app once the product direction and user response are clearer.
We already work across web, mobile, design, and technical SEO, so your fintech product can be planned with both launch and growth in mind.
Before we finalize scope, delivery plan, and product structure, these are a few questions we usually help clients answer.
SkyFig builds payment and wallet apps, digital banking products, lending apps, savings and investment platforms, agency banking tools, POS and merchant systems, payment gateways, remittance products, and microfinance or cooperative finance software.
Yes. We can scope a first release around the most important customer flow, account or wallet logic, payments, admin control, and reporting, then expand the product in later phases.
Yes. We develop customer apps, agent tools, merchant portals, internal staff dashboards, admin controls, reporting systems, and the workflows needed behind the product.
Yes. We can structure the product around Nigerian fintech use cases such as bill payments, wallet funding, lending operations, collections, savings groups, microfinance workflows, and merchant settlements.
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