SkyFig Technologies builds secure, scalable financial software for Microfinance Banks (MFBs), Cooperative Societies, and daily Thrift (Ajo/Esusu) collectors in Nigeria.
Managing members' deposits and loans on paper ledgers is prone to errors, fraud, and mistrust. We build robust digital ledgers that bring transparency to grassroots banking.
Built from the ground up for the unique realities of the Nigerian microfinance sector.
Robust core banking ledgers designed specifically for Microfinance Banks (MFBs) to manage customer deposits, loan origination, and regulatory reporting.
Ideal for: Tier 1, 2, & 3 Microfinance Banks
Node.js + PostgreSQL + NIBSS Integration
Digital ledgers for local cooperative societies to manage member contributions, track daily 'Esusu' collections, and calculate dividends.
Ideal for: Staff cooperatives, market thrift collectors
React Native + USSD Integration + SMS Alerts
End-to-end loan lifecycle management including automated credit scoring, disbursement, repayment tracking, and default alerts.
Ideal for: Digital lenders, credit unions
Python/Django + Credit Bureau API + Paystack Direct Debit
Software allowing field agents to open accounts, process deposits, and facilitate withdrawals using mobile point-of-sale (mPOS) terminals.
Ideal for: Rural banking outreach, mobile money agents
Android Native + ISO 8583 Parsing + Bluetooth Printing
Deep integration with the Nigeria Inter-Bank Settlement System (NIBSS) for seamless inter-bank transfers.
Automated daily interest calculation and dividend distribution algorithms tailored to cooperative rules.
Offline-first field agent applications allowing thrift collectors to record deposits in low-network areas.
Direct debit mandate integration (Remita/Paystack) for automated loan repayment deduction.
Comprehensive CBN-compliant reporting dashboards for easy regulatory submission.
Yes. We build offline-capable agent apps, and we can also integrate USSD menus so members can check their balances using basic phones.
Yes. If your institution is licensed, we integrate directly with NIBSS or aggregators to allow your customers to send and receive money to/from any Nigerian bank.
Yes. We integrate with direct debit services like Paystack or Remita to automatically debit the borrower's primary bank account on the due date.
Absolutely. We implement bank-grade encryption, two-factor authentication (2FA), and strict role-based access to ensure funds and data are protected.
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